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</html><description>New Business? Need a car? Loans are available up to $15,000 for startup and existing businesses located on the South Side of Chicago. South Side Community Federal Credit Union members who qualify can borrow up to $35,000 for a used car and $40,000 for a new car.&#xA0;&#xA0; Loans are available up to $15,000 for startup and existing businesses located on the South Side of Chicago. South Side Community Federal Credit Union members who qualify can borrow up to $35,000 for a used car and $40,000 for a new car.&#xA0;&#xA0; Learn More about Our Loans Financial Solutions for Your Community Our mission is to equalize economic power and to fight poverty by improving financial literacy and providing access to credit and savings services for our members. We are working to create and maintain an accessible, full-service federal credit union organization, which is owned and managed by its members. Find the Right Account for You Checking Account SSCFCU offers a share draft/checking account. It is $50.00 to open. Member must have a share account balance of $100.00 at the time the account is opened. Learn More Youth Accounts It is never too early to start saving.&#xA0;Young adults between the ages of 7 &amp; 17 can open their own savings share account with a minimum deposit of $5.00. Learn More Low or No-cost Savings Account SSCFCU offers a savings/share account that is only $50.00 to open, inclusive of a one-time-only $10.00 membership fee. The monthly minimum balance requirement is only $50.00.&#xA0; Learn More Small Business Savings &amp; Checking SSCFCU offers small business savings &amp; share/draft checking accounts for businesses within our field of membership. Member businesses may open a savings account for $100.00&#xA0; Learn More Invest in Your Community With your help, we can create a healthier and more prosperous community, increase job opportunities, help people to buy homes, and start and expand local businesses. Your investment helps keep money circulating in your neighborhoods and contributes to the building of a better financial future for our children.&#xA0; Help us reach and exceed these goals. Invest in Your Community Donate to the Capital Campaign Frequently Asked Questions What is a credit union? A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and hire&#x2019;s a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit. Are savings deposits insured? Yes. All savings accounts are insured up to $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. Who can join SSCFCU? Membership in South Side Community FCU is open to individuals or businesses on Chicago&#x2019;s south side, from 22nd Street on the North to the city limits on the South and from the Lake on the East to Western Avenue on the West. You can live, work, worship, attend school or belong to an organization that is within this boundary area. More FAQs What the South Side Is Saying&#x2026; Our members enjoy great service and personalized attention from our staff, and have shared their reviews of South Side Community Federal Credit Union on Google. &#x2606; &#x2606; &#x2606; &#x2606; &#x2606; Such a helpful friendly staff. Great to have something like this in the neighborhood. &#x2013; D.P. &#x2606; &#x2606; &#x2606; &#x2606; &#x2606; Great people from the top across! Customer Service is EXCELLENT and the services offered are EXCELLENT! I am so glad to be apart of Southside Community Federal Credit Union! &#x2013; T. W.&#xA0; &#x2606; &#x2606; &#x2606; &#x2606; &#x2606; Always a pleasure to go! Treated like family that is glad to see you!! &#x2013; D. L.&#xA0; Get to Know SSCFCU Don&#x2019;t miss our free financial education classes and events! Enter your email address below to get our newsletter and information about our upcoming classes and programs. Subscribe You have been successfully Subscribed! Ops! Something went wrong, please try again.</description><thumbnail_url>https://southsidecommunityfcu.org/w/wp-content/uploads/2023/08/financial-education-SSCFCU.jpg</thumbnail_url><thumbnail_width>800</thumbnail_width><thumbnail_height>534</thumbnail_height></oembed>
