{"version":"1.0","provider_name":"South Side Community Federal Credit Union","provider_url":"https:\/\/southsidecommunityfcu.org\/w","author_name":"SS_WPA","author_url":"https:\/\/southsidecommunityfcu.org\/w\/author\/ss_wpa\/","title":"Loans - South Side Community Federal Credit Union","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"Mh141f0Fwa\"><a href=\"https:\/\/southsidecommunityfcu.org\/w\/loans\/\">Loans<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/southsidecommunityfcu.org\/w\/loans\/embed\/#?secret=Mh141f0Fwa\" width=\"600\" height=\"338\" title=\"&#8220;Loans&#8221; &#8212; South Side Community Federal Credit Union\" data-secret=\"Mh141f0Fwa\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/southsidecommunityfcu.org\/w\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n","description":"Loans At South Side Community Federal Credit Union, we are committed to empowering our members to achieve their financial goals. We understand that life&#8217;s journey sometimes requires a helping hand, and that&#8217;s why we offer a range of flexible and affordable loan options to meet your unique needs. As a member-owned financial institution, SSCFCU is here to support you every step of the way. Please note that our loan services are exclusively available to our members. Not yet a member? Don&#8217;t worry \u2013 becoming a part of the SSCFCU family is easy, come visit us or give us a call at 773-548-5500. Once you&#8217;re a member, applying for a loan has never been more convenient. You can initiate your loan application right in your member account.\u00a0 Discover the loan options tailored to your needs and aspirations with SSCFCU. We&#8217;re here to help you achieve your dreams, one affordable loan at a time. Log In to Your Member Account to Apply Payroll Advance Loan You can borrow up to $500 for 6 months. Application fee: $20.00 APR: 16.036% Minimum requirement: Must provide most recent two pay stubs, receive a direct deposit, maintain a $150 deposit balance and have income of $1,000 per month. Payday Alternative Loan Plus You can borrow up to $1,000 for 6 months. Application fee: $20.00APR: 28.018 % OR 27.018% Minimum requirement: Must provide most recent two pay stubs, maintain a $50.00 deposit balance, be a credit union member for thirty days and have an income of $1,000 per month. Signature Loan You can borrow between $1,000 \u2013 $10,000 for paying bills, debt consolidation and purchases. Application fee: $20.00 Terms: 6 months to 48 monthsAPR: 8.009% &#8211; 16.009% Minimum requirement: Must provide most recent two pay stubs, proof of rent or mortgage, maintain a $50.00 deposit balance and demonstrate the capacity to repay the loan. To apply for a $10,000 loan, your credit score has to be 650 or above. Credit Builder Loan You can borrow between $150 and up. Application fee: $10.00 Term: 6 months to 48 months This loan is 100% secured by available funds in your share\/savings account. New and Used Auto Loans SSCFCU will finance a new or used vehicle up to 90% of Kelley\u2019s Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00 Term: Ranges between 36 months and 72 months depending on the age of the vehicle. APR: 3.251% &#8211; 16.001% Minimum requirement: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan Title &#8220;Alternative&#8221; Loans You can borrow between $400 \u2013 $4,000 against the title to your vehicle. Application Fee: $25.00 Term: 6 months to 24 months Minimum requirement: Must provide a title, copy of registration and insurance. Provide most recent two pay stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan. Micro Business Loans Loans are available up to $15,000 for startup and existing businesses. Terms: Up to 48 months at 10% Application fee: $25.00 Fees: 3% collateral filing and processing Requirements: Business must be a legal entity located on the South Side of Chicago (FOM). Must maintain $100 account balance. Loans over $5,000.00 must be collateralized by auto or cash, and complete a loan application. The process may take up to ten days after submitting a complete application. Learn More on Our Blog"}