| ACH Return Item | $25.00 |
| ACH Stop Payment Fee | $25/item/mo |
| Balance Inquiry Fee | $2.00 |
| Check Copy | $5.00 |
| Consumer Loan Late Fee | $20.00 |
| Consumer & Auto Loan Application Fee | $20.00 |
| Copy of paid draft | $2.00 |
| Credit Report | $15.00 |
| Credit and Financial Counseling | $50.00 |
| Debit Card Replacement Fee | $10.00 |
| Deposit Return Item | $15.00 |
| Dormant Account / Share (24 mos. Inactive) | $2.00/mo |
| Dormant Account / Checking (60 Days Inactive) | $3.00/mo |
| Early Closing Fee | $10.00 |
| Execessive Withdrawal Fee (After 3rd month) | $5.00/per check |
| Faxes | $1.00 per page |
| Garnishments / Levy / Citations | $50.00 |
| Home Buyer Education Program Enrollment Fee | $125.00 |
| IRA Annual Maitenance Fee | $15.00 |
| IRA / Transfer / Institution | $25.00 |
| Joint Loan Application Fee | $30.00 |
| Manually Paid Draft or ACH Item | $5.00 |
| Membership Fee | $10.00 |
| Second Chance Checking Account Counseling | $50.00 |
| Service Charge / Personal Checking (Balance <$50) | $5.00/mo |
| Service Charge /Business Checking (Balance <$1K) | $10.00/mo |
| Service Charge / Savings (Balance <$50) | $5.00/mo |
| Money Order | $1.00/check |
| Official Check (To a Third Party) | $5.00 |
| Overdraft (NSF) | $25.00 |
| Photocopies | $0.25/page |
| Returned Mail Fee | $5.00 |
| Research Fee | $25.00/hr |
| Share Draft Transfer Sweep (max. 4 per month) | $5.00 |
| Share Secured Loan Application Fee | $10.00 |
| Share Draft / ACH Stop Payment | $25.00/item |
| Skip Payment Fee | $25.00 |
| Small Business Checking Service Fee (below $1,000) | $10.00 |
| Small Business Loan Application Fee | $25.00 |
| Statement Copy | $1.00/page |
| Stop Payment / Share Draft or ACH | $25.00 |
| Telephone Transfer | $2.00 |
| Teller Check Stop Payment | $35.00 |
| Verification of Deposit | $5.00 |
| Western Union | $20.00 |
| Wire Transfer Incoming | $15.00 |
| Wire Tansfer Outgoing | $20.00 |
